- Organize and store and see how many useless things you have bought.
I usually like to buy things, but when the seasons change and I sort out my clothes, I realize that I have bought too much.
There are many clothes that you don’t want to wear again after wearing them once, and there are also many clothes that are very similar in style and color.
There are also many products bought on impulse that have long since been shelved.
Therefore, organizing and storing is a good way to clean up items, control the desire to consume, and make yourself aware of how much money you have spent.
- Develop the habit of keeping accounts and analyze your shopping behavior and money whereabouts.
Good habits are a lifestyle developed over time.
First of all, having the awareness of keeping accounts shows that you have begun to pay attention to the management of personal finances, and you are already ahead of others.
Next, carefully record your spending trends and trends, so that you can better manage your money and reduce unnecessary expenses.
At the end of the month, I can see how much money I spent on what and where the money went. I have an idea and feel more confident about facing life.
Another benefit of keeping accounts is that you can record your life.
In fact, every consumption is closely related to one’s daily life. Looking at a person’s account book is equivalent to looking at a person’s life.
The process of keeping accounts is also a process of sorting out daily life. Looking back many years later, it is also very meaningful.
- Put an end to excessive consumption, set a budget for yourself, and in principle spend money within the budget.
It’s so convenient to spend money in advance now. You can spend all kinds of money on various things, and these software give you a feeling that you don’t have to pay back the money you borrowed.
Every time you pay back the money, it will encourage you to pay it back bit by bit, which will give people the illusion that “even if you spend money, the burden will not be big.”
In fact, a little here, a little there, it adds up to a lot of money, and you spend a lot more every month without realizing it.
- Spend some time sorting out your interests, hobbies, and consumption preferences, and then make reasonable adjustments.
Everyone has different interests and preferences, and the areas they are willing to spend money on are also different.
For example, some people think that expensive hand models are worth buying, while others think those plastic toys are worth hundreds or thousands.
In fact, these are personal choices, and there is no need for others to criticize them. Spend money where you like, without others having to say anything.
But ordinary people’s income is often limited, so they must make choices.
If you really want to own something, you’ll have to be more economical elsewhere.
As long as you are happy and satisfied with the final result, that is the most important thing.
- Ask yourself seriously and figure out what your desires are and what you really want.
Many people can’t tell the difference between “want” and “need.”
You want to save money to buy a house or a car, but when you see nice clothes or fun games, you are excited and want them.
But in fact, the latter is just a short-term “want”. If you don’t buy it, you may feel that the dress is not that good-looking after a while, and there are alternatives in the game.
But if you really want a house or a car, and you can’t buy it, you will keep thinking about it until you actually own it, and the desire will not subside.
So once you distinguish between your short-term desires and your long-term “wishes,” it becomes easier to convince you to save money.
- Frequently visit relevant interest groups, forums, etc. to see how others save money.
Now more and more people realize that for ordinary people, cutting expenditures is more important than increasing revenue.
After all, most people have limited earning power, their wages are just that, and they have no other income channels.
Therefore, it is better to save a little bit.
There are many such interest groups on the Internet, where everyone discusses how to save more money and may give you some inspiration and methods.
- Make a list of items and see how often they are used and their daily unit price.
Many times, shopping is just a momentary impulse, and you never remember to use it after you buy it.
Calculate the price and frequency of use of this product, you will find that many things in life are surprisingly expensive.
This way of calculating the “daily unit price” can help you make a more rational choice.
- Save most of your salary for a fixed term. If you don’t have money, you can’t afford it even if you want to.
I read a saying that seems reasonable:
“Many people have quite high incomes, but they often live alone. Why?
Because he always saves the money left after spending, instead of saving the money first and then spending the rest. “
This sentence pointedly points out the misunderstandings that many people make when spending money:
After most people get their salary, they first go shopping like crazy, and then live frugally with the remaining money. Of course, they will spend it all by the end of the month.
But a better way is:
After your salary is paid, save a fixed amount of money first, and make reasonable plans for the remaining money, so that you can save money.
- Moving once will make you lose the desire to shop for at least two months.
When I rented a house in the past, I had to move almost every year, and each move would start with a dozen large cardboard boxes.
It collapsed once when packing the luggage, and again when unpacking the luggage at the new home.
After two collapses, I didn’t want to buy anything for at least the next two months, and I was terrified when I thought about moving next time.
- Uninstall unnecessary shopping software.
There are a wide variety of shopping software on the market, and their fields are quite segmented.
There are those who specialize in selling shoes, bags, clothing, food, cosmetics…
In fact, there is no need to use so many, and the price is not much different. The more shopping software, the more possibility of spending money randomly.
Most of your shopping software can actually be uninstalled.