Major tech companies including OpenAI, Google and Amazon have launched commercial agent frameworks embedded inside office suites, e-commerce backends and personal assistant applications. For office workers, an agent can automatically sort emails, prioritize urgent deadlines, book meetings across calendars, and compile weekly work summaries, cutting hours of repetitive administrative labor every week. In e-commerce logistics, autonomous AI agents monitor inventory fluctuations, predict stock shortages, and generate replenishment orders to suppliers, greatly reducing manual oversight costs for retailers. For individual consumers, smart home agents connect lighting, air conditioning, security cameras and home appliances, adjusting settings according to user routines, weather changes and real-time occupancy data to improve convenience and energy efficiency. Despite remarkable productivity gains, agentic AI brings notable risks and challenges. First, decision-making opacity creates accountability problems. If an autonomous agent makes wrong financial transactions, signs incorrect contracts or leaks sensitive corporate data, companies struggle to clarify liabilities between algorithm developers, platform operators and end users. Second, autonomous operation expands attack surfaces for cybercrime; hackers can manipulate agent permissions to access private databases or execute malicious commands under the agent’s identity. Third, widespread agent deployment accelerates job displacement for entry-level clerks, scheduling assistants and basic data analysts, requiring governments and enterprises to launch retraining programs for affected labor groups. Technical barriers also slow mass popularization. Current agentic AI still faces logical errors in long-chain reasoning, frequently making factual mistakes when handling unfamiliar professional scenarios. Context retention limits prevent agents from maintaining consistent long-term memory for ongoing multi-month projects. Developers are now focusing on retrieval-augmented generation (RAG) technology to anchor agent decisions to verified real-world data and reduce hallucination rates. Governance frameworks are gradually catching up with technological progress. The EU’s AI Act classifies high-autonomy business agents as medium-risk AI systems, mandating audit trails for all agent actions and human override functions for critical operations. Moving forward, agentic AI will not fully replace human workers but act as collaborative teammates, freeing people from trivial repetitive work to focus on creative, strategic and interpersonal tasks. With standardized safety rules and continuous algorithm optimization, autonomous intelligent agents will become an indispensable infrastructure of digital life within the next five years.